My name is Marvellous, and I am writing this with a very heavy heart. I honestly don’t like begging, but right now I don’t have any other way. I am in a deep problem that has been weighing me down for a long time now. I need help to clear a debt of ₦400,000. This money is not for luxury or enjoyment, it is just to settle the debt that is holding me captive every single day. I got into this trouble because I was scammed. I thought I was making a good move that could help me stand on my feet, but instead I lost everything and ended up owing. I tried to hide it for a while and manage on my own, but the truth is the situation only got worse. Each day I wake up, my heart feels so heavy, and I keep asking myself how I will ever pay back such an amount when I have no steady income and no real support. I have tried my best. I have hustled in my own little way, I have cut down on even the basic things just to save, I have even borrowed small amounts here and there. But